Latest News

How to verify Paypal account with BDO debit card

Tuesday, May 25, 2010 , Posted by Shan Serilo at 1:58 PM

Share For months, I have searched on how to verify a Paypal account the easiest way. It is specifically important to a blogger or a blog owner that his account should be verified if he want to earn through it, and well, it's one way of receiving and paying your transactions online.

Well then, last week my verification was successful using a BDO debit card, even though it was long enough to get me worried about my bank account, still the long wait is really worth it.

I would like to share this tutorial to you guys out there who want to verify their BDO debit card account on Paypal. Now let's settle things how it is done shall we? =)

We are assuming now that you have your very own unverified account on paypal, and you want to verify it using only the single BDO debit card that you now have. If you haven't registered on Paypal yet, follow my other tutorial here.

Here's the steps:
  1. First you need to enroll in BDO's Retail Internet Banking before attempting to link your BDO atm/debit card. This is a must and you need to do this before you can get verified.  Usually it takes seven working days to be approved after you have submitted your enrollment form. How to enroll? Let's reserve that on another post shall we and it will be HERE.
  2. After you have enrolled and have been approved by BDO, login into your Paypal account and click on the link where you could be verified. You will be asked to input your card details. Once that's done Paypal will deduct $1.95 on your bank account. Don't worry as it will be refunded once Paypal have verified your account. Then it will be requiring a 4-digit pin code which will be reflected on your transaction details on BDO. This is the reason why it is very important that you enroll first on Retail Internet Banking on BDO. Wait at least 2-3 days for this transaction.
  3. Login to your Internet Banking account at BDO and click on "My Portfolio" then "My Transactions" and set the preset date to "Last 7 days". Look for the transaction that has this characters: POS W/D SV PP (1234 xxxxxxxxxxxxxxxxxxxxxxxxx). This is the transaction code that have been sent by Paypal. The 4-digit pin code is the first four numbers after "PP" which is "1234" in our example.
  4. Enter the four digit pin code and then... Congratulations!! Your Paypal account has been now verified. The $1.95 will now be refunded and let's celebrate shall we? =)

Getting verified is a MUST, if you want to receive your payments through Paypal, as it will lift your withdrawal and sending limits. Now you could withdraw and send unlimited amounts using your Paypal, unless of course the only limit left would be on how many digits left on your Paypal and bank accounts. And that's it enjoy! On the next post I will be discussing my withdrawal experience on Paypal here http://chaptersixonline.blogspot.com/2010/05/my-withdrawal-experience-with-paypal.html

Blog Widget by LinkWithin

Currently have 60 comments:

  1. Up Close says:

    hi. i have problem like this with my pay pal account. I have followed your instruction of how to enroll at BDO retail banking. but i don't what they mean when the asked the phone banking/call center 10 digit number and telephone PIN 6 digit. please... this is mind bugling for me. cant continue my enrollment here.
    please. reply.

  1. Shan Serilo says:

    Hi there you should be providing those numbers. It's like the password. I mean it's like the atm pin, that should only be known to you. So when you use their services for the call center...they will ask your 10 digit number, and same with the telephone pin for verification if it is really you =) hope this helps =)

  1. Michael says:

    Hi Sir, my only question is why do we need to wait 2-3 days before checking the Transaction made by Paypal? Does it not reflect immeadiately?

  1. Shan Serilo says:

    Hi Micheal.

    Nope it does not reflect immediately because there's a gap of days on processing, by BDO itself. In short before you could check the transaction, BDO will first process the transaction for 2-3 days. Why 2-3 days? Well I don't know, it depends maybe on the availability or number of accounts they are currently processing. Hope this helps =)

  1. Rocks says:

    hi! would you know what to do if we input the card details first at the verification before enrolling the bdo debit card to BDO's Retail Internet Banking? Paypal already deducted the amount but no transaction is reflected because we did not enrolled it first. How do we go through this? please help. we tried inquiring to BDO staff but they are clueless as well. Thanks!!

  1. hello there! my BDO debit card account is already enrolled for internet banking since May 2010. I tried verifying my account using the BDO debit card details printed on the card itself, but when I click CONTINUE, Paypal prompts

    "We were unable to verify this credit card. Please check if the information you entered is correct. Please also make sure your credit card billing address matches your PayPal street address."

    I was wondering how you were able to use your BDO debit card in the verification process?

  1. Shan Serilo says:


    I don't know ... at the tutorial I clearly stated that you need to enroll first ^_^ ... there is no deduction because there is no enrollment ... so nothing happens. Enroll it first then verify it ^_^

    @A Mompreneur's Life

    "We were unable to verify this credit card. Please check if the information you entered is correct. Please also make sure your credit card billing address matches your PayPal street address."

    as it states ... it's "credit" card ... we are enrolling a "debit" card which is the atm card of BDO ... so you need to click on paypal the option to verify "debit cards"

    hope this helps ^_^

  1. Anonymous says:

    hi, i tried to link my bdo debit card (visa)with paypal but it says that my card cant be verified by the bank. so please enter another card information or ask the bank about the problem. what shall i do now?

  1. Anonymous says:

    Get Verified Your Paypal Account Using Bdo Atm Debit Card

    Read more: http://www.bukisa.com/articles/346788_get-verified-your-paypal-account-using-bdo-atm-debit-card

  1. Anonymous says:

    diba mahirap ilink yung 2?

    sabi dito may babayaran daw?


  1. Anonymous says:

    Hello! I'm Michelle! I just wanna ask where we can find the option to verify a "DEBIT" card in paypal??? I tried to find this option by clicking on the link "link yyour credit/debit card". But when i entered my card details, it says it cannot verfiy the "credit" card.

    I have a bdo atm debit card, which i heard, was already used to verify paypal status successfully... Hope you can help me. And thanks also for trying to help out people like us.

    kind regards,

  1. Anonymous says:

    hello im daisy....i followed all your instructions but until now i cant get verified on my paypal account...

    my problem is the same as the one who also comment on this page....

    i already did all...but when i click the continue...it is what always said

    We were unable to verify this credit card. Please check if the information you entered is correct. Please also make sure your credit card billing address matches your PayPal street address."

    hope you can help us....

  1. Anonymous says:

    i also have the same problem...please help.

  1. Michelle says:

    To everyone, i am suggesting you get verified in paypal using the Unionbank EON card. unionbank and Paypal have a partnership that does not exist with BDO.

    Also, getting an EON card is very cheap. Only Php350 for the card, then a little deposit (at least Php500) to cover for Paypal's fee during the verification process. Very simple.

    I have opened a BDO atm debit card for paypal verification. Many months have passed and still Paypal won't accept my BDO atm debit card for verification. I hav asked the BDO bank people about my problem, but they are CLUELESS regarding Paypal, WALANG ALAM TALAGA. BDO really dont have any agreement with Paypal, unlike Unionbank. If you visit UNIONBANK online, they have a step-by-step instruction on how to use your EON card to get verified with Paypal. They even have a video to guide you thoroughly through each steps.

    Visit the unionbank online website at: http://www.unionbankph.com

    Best wishes to all!


  1. These were really great information given by you, I really like all these information, well according to my point of view, I think that BDO debit card can be used to withdraw money outside the Philippines,

  1. Anonymous says:

    What does this mean... "We were unable to verify this credit card. Please check if the information you entered is correct. Please also make sure your credit card billing address matches your PayPal street address."???

    I put all the exact details but still, I'm not successful... Help!!!

  1. Anonymous says:

    Hi everyone! I'm Ems..
    I also had the same problem, still unverified in Paypal by using my BDO Debit Card. Now I'm worried because of what I have read in blogs/forums that they will deduct an amount from your BDO account but you're still unverified. That is soooo unfair!
    And not to add that even the BDO employees doesn't know how to help you out.

    I just hope I won't get a deduction..

  1. Anonymous says:

    as he have said...in the number one step..you need to be enrolled into

    BDO's Retail Internet Banking

    before doing anything else...

    so you need to inquire to your branch about that.

    Hope that I helped

  1. I personally like all these stuff given b you, i think that with your Paypal verified, you can withdraw unlimited amounts to your account.

  1. Really informative article. The information you shared is really helpful. I like all this information, and from my point of view, I think the BDO debit cards can be used to raise funds outside the Philippines,

  1. Anonymous says:

    hello every one i think michelle is right ,,,union bank and paypal has agreement..i asked bdo tellers here they said they dont really connection at paypal..

  1. Anonymous says:

    hello everyone..i agree on michelle's comment..BDO's tellers told me that they dont really have connection at paypal..so i would suggest to get UNION EON CARD at Union Bank..

  1. These were really great information given by you, well I think that with your Paypal verified, you can withdraw unlimited amounts to your account.

  1. my problem is that i accepted the paymentin paypal and input my bank details without enrolling first in bdo internet banking. according to bdo it shouldn't have a problem. when i inquired yesterday if my enrollment has already been accepted i asked the customer service how then could i withdraw my money. sadly, bdo has no idea. they said that bdo doesn't accept paypal. how come when i searched the net many people have attested that they're able to withdraw their money thru bdo and bdo is saying otherwise.

  1. sell my car says:

    You raise many questions in my head; you wrote an appealing blog, but this post is also thought provoking, and I will have to think about it some more; I will be back soon

  1. I was very pleased to find this web-site, well I learn something more challenging on different blogs everyday, and I wish to read even more things about it. This is an extremely well written article.

  1. Anonymous says:

    i just want to know,,, were did you get the bank code 010530667? thanks

  1. kim says:

    well, i cant even print the signed form from BDO site..:D

    how am i supposed verify it?..nyahaha

  1. mikel says:

    hi im mike,,ineed your help guys,kc nag pagawa ako ng atm sa bdo,,ilalagay ko ngaun sa paypal,,anu ba una kung gawin?mag fill up po muna ako d2>>http://mybdo.com.ph?fill up po muna ako dun?pki sagot naman po,,o kya pwede ko na bang i direct verify ung atm ko sa paypal,kahit di na ako mag fill up sa mybdo.com.ph?nasa akin na kc ung atm ko,w8 ko po sagot nyo tnx^_^

  1. Anonymous says:

    enroll ka muna dun mikel.. https://www.mybdo.com.ph.. wait for 7days for BDO to approve your application for internet banking before attempting to verify your account. otherwise you will get the same error message from paypal as everybody else. dun mo kasi kukuhanin yung verification code na hihingin na paypal sa verification process. follow the steps in the article and you'll be fine. basta BDO ATM/Debit Card at hindi BDO Cash Card ang gamit mo it will work.

  1. Anonymous says:

    question: how much do you have to pay to open a BDO ATM/Debit Card?

  1. We have to not pay more for the BDO ATM/Debit card. Debit are is very helpful when we need urgent money. You post very useful information about the usage of debit card.

  1. Anonymous says:

    Hi, I'm also having problems using BDO visa debit card. Tried verifying, but keep getting this Message;

    "This credit card has been denied by the bank that issued your credit card. For details on why your card was denied, please contact your credit card issuer's customer service department. Or, you may want to try adding a different credit card."

    I tried asking (e-mail) BDO customer service, but have yet to get a reply. I also tried asking the BDO branch where I bank But they say they don't know if i can use their debit cards online or with paypal. If I was working in a bank I would try to figure out how the banks products worked, even if it's just for the sake of knowing.

    I have been banking with BDO for almost 10 years and have been comfortable with them, but I'm starting to think that Union bank is the better option.

  1. As per my knowledge PayPal is very easiest, if we using it for payment purpose. PayPal provides tremendous services with debit card.

  1. This is wonderful step by step information for people that are looking to start a paypal account.

  1. about annuities says:

    wonderful step by step instructions, I have just recently opened a paypal account and I would like the debit card instead of transfeing to my bank and having to wait 3 or 4 day thanks for the info.

  1. I love the detail you use to help us do this step with Paypal. I have just recently began using paypal and thanks to your article I will be able to initiate this step as soon as possible. Kudos

  1. I am new to the paypal account so I found your article very helpful.....waiting for next post on paypa....thanks.

  1. selling annuity payment says:

    http://chaptersixonline.blogspot.com/2010/05/how-to-verify-paypal-account-with-bdo.htmlery informative article I just started useing PayPal and I learned alot,Thanks!

  1. selling annuity payments says:

    Great detail in learning how to use PayPal I will be back for the next lesson!

  1. Ed Butowsky says:

    Great Guide to the paypal world, thanks

  1. Week number 1 lesson number 1 I will be back for week 2, thanks for sharing.

  1. New to the system appreciate the information.

  1. ed butowsky says:

    Very good information on using the pay pal system.

  1. A good lesson on the pay pal transaction use.

  1. very interesting article on paypal. Thanks.

  1. debbie says:

    I have just started using pay pal and I appreciate all of this information on it, thanks for sharing.

  1. Great article on the use of the pay pal services, thanks for sharing.

  1. Anonymous says:

    hello can u help me how to link my bank account to paypal??
    what is the (9) bank code?
    what is the bank account (1-16) digit code
    i only have 10digit code from my bank account on BDO??
    please i need someone to answer me

  1. Anonymous says:

    ngenroll ako sa bdo internet banking then sinubukan ako e-follow ngsig up ako tapos puminta ako sa bdo pinasok ko ung atm card select services tapos inenter ko ung code then kinabukasan may confirmation na sa bdo pero pano un papaano ko makikita ung last 7 days transaction like this ''My Transactions" and set the preset date to "Last 7 days". Look for the transaction that has this characters: POS W/D SV PP (1234 xxxxxxxxxxxxxxxxxxxxxxxxx)

    Pero wala po akong nakikita doon na ganito ang nkalagay so papano ko i-veverify ung paypal ko?
    help please

  1. Ren says:


    Did you have a problem adding your debit card? I had my online banking activated way before I signed up with paypal. I followed instructions thoroughly but problem is, it would give me an error that it seems like card is invalid. I'm already looking at my card number and 3-digit verification code. It would say something about checking the billing address. I had tried the three addresses I have. Company and home address and that address showing on my account information on my online banking account. What more do they need? Information is correct but when I tried to contact them through email, it would ask for last 4 of card number and when I type mine in, it would say invalid. Of course, since it still isn't registered. IS there anything I could do with this?

  1. Anonymous says:

    Paypal doesn't recognize BDO Debit Card (MasterCard).
    Make sure you have the VISA logo not the Master Card one.

  1. LOUIE says:


  1. mhae says:

    actually i tried to call BDO and they said that paypal is not supported by BDO right now so no information about that ... and i ask if i can in cash the amount i am getting from paypal and he said that it depend if the money is transferred to your account but there is no way that paypal can transfer coz they are not supported by BDO try to call this number and ask also the same question.. "IS BDO card available for paypal transaction" so guess im getting eon UNIONBANK for assurance of doing transaction with paypal...

    BDO contact number

    631-8000 (Metro Manila)

    1-800-10-631-8000 (PLDT Domestic Toll Free No.)

    1-800-3-631-8000 (DIGITEL Domestic Toll Free No.)
    Int. Access Code-800-8-631-8000(International Toll Free No.)

  1. Jenny says:

    I tried BDO at first, but I encountered a lot of problems. Instead I open an EON account. Much easier than BDO..I suggest that EON is better.

  1. Neryn Gaffud says:

    Hello there May i ask if i can used bdo cash card for online booking airplane ticket?

  1. Anonymous says:

    hi,i hope u have time to answer some of my question.if i will aplly bdo online banking they asking this option creditcard or savings?what i need to choose to get bdo link on my paypal account?

  1. mak says:

    Hello guys, if you have problem using bdo card, try using east west debit card..

    ~to admin thanks for the info. and pls delete if not allowed, just want to share a link for alternative reference. Thanks